In testing. No payments are taken yet.

Pay the clinic, not the envelope.

For family in Kosovo. Pay a named business directly for the visit, the groceries or the flowers. They show a code at the counter, and you see when it is done.

We open only once a licensed payment partner and legal review are in place.

At

Dental Clinic Vita

Prizren

Value

€35

Dental check-up with cleaning

For
Hatixhe Krasniqi
Paid by
Arben K.
Valid until
14 Jan 2027
Order
DP-7KM4QX2H

“For your teeth, Mum. No excuses.”

Short code

7KM4-QX2H

Cannot be exchanged for cash

Hatixhe, Arben has paid for a prepaid order at Dental Clinic Vita. Show this code at the counter. Valid until 14 January.7KM4-QX2H
Used at the business18 Nov, 10:42 in Prizren
Paid12 Nov, 21:14 in Stuttgart
Hatixhe, Arben has paid for a prepaid order at Dental Clinic Vita. Show this code at the counter. Valid until 14 January.7KM4-QX2H
Used at the business18 Nov, 10:42 in Prizren

Sample voucher

Love travels well. Cash does not.

A cash envelope depends on someone travelling. A transfer ends at a counter. Neither tells you the check-up happened.

An envelope of cashA money transferDiaPay
Where it goesWherever it is needed that weekWherever it is needed that weekOne named business, one named thing
How you knowSomeone tells youYou see it was collectedA message when the code is used
If plans changeAsk for it backHard to undo once collectedAsk for a refund until it is used. The business decides.
What family needsSomeone coming homeA trip to the counter with IDA phone and a code
Can it become cashIt is cashIt is cashNever
Where it goes
DiaPayOne named business, one named thing
An envelope of cashWherever it is needed that weekA money transferWherever it is needed that week
How you know
DiaPayA message when the code is used
An envelope of cashSomeone tells youA money transferYou see it was collected
If plans change
DiaPayAsk for a refund until it is used. The business decides.
An envelope of cashAsk for it backA money transferHard to undo once collected
What family needs
DiaPayA phone and a code
An envelope of cashSomeone coming homeA money transferA trip to the counter with ID
Can it become cash
DiaPayNever
An envelope of cashIt is cashA money transferIt is cash

In a 2022 UNDP survey of 198 people sending money to Kosovo, 63% carried cash on family visits and 47% used money transfer offices. Read the survey

From your phone to their hands, with a record at each step

How it will work, shown with a sample order

1

Pick something specific

A check-up with a clear price, a grocery value, a bouquet, a tyre change, from a business that has passed checks.

Dental check-up with cleaningExamination, cleaning and advice.€35
Grocery valueFor use at Market Besa only.€50
Large bouquetSeasonal flowers, ready to collect.€28
2

Pay from wherever you are

By card with 3D Secure, on the licensed payment partner's own page. Your card details will never reach us.

Before you pay

Seller
Dental Clinic Vita, Prizren
Valid for
60 days from payment
Refunds
Until it is used
Total
€35
3

They receive a code

By Viber, WhatsApp or SMS. No app and no account. Your message goes with it.

Hatixhe, Arben has paid for a prepaid order at Dental Clinic Vita. Show this code at the counter. Valid until 14 January.7KM4-QX2H
4

You see it happen

Staff scan the code once. It cannot be used twice, and you get a message when it is done.

  1. Paid12 Nov, 21:14 in Stuttgart
  2. Sent to them12 Nov, 21:14
  3. Used at the business18 Nov, 10:42 in Prizren

Built so you can trust it from far away

It can never become cash

An order is for one business and one thing. No business can redeem it for money, and this is enforced in the scanner, not just the terms.

Paid. Give what is listed.

For

Hatixhe Krasniqi

Dental check-up with cleaning

Value
€35
Valid until
14 Jan 2027
Order
DP-7KM4QX2H

Do not give cash for this voucher.

The money will not be ours to hold

A licensed partner will take the payment and pay the business. Uvera supplies the software, and is not a bank or a payment provider.

You can change your mind

Before it is used, ask for a refund, extend it, or send it to someone else, as the business allows.

Health stays private

Messages for clinics say a prepaid order is waiting, never what the treatment is.

Where it stands today

We would rather show you this than a launch date.

Built and tested with a simulated partner

  • Ordering in Albanian, German and English
  • Vouchers, staff scanner, partial use
  • Refunds, disputes, settlement by order
  • Limits on cards, buyers and recipients

Still needed before any real payment

  • A licensed payment partner
  • A written legal opinion
  • Written tax advice on vouchers
  • The first real businesses

Run a clinic, shop or garage in Kosovo?

Families abroad already pay for things at home, mostly in cash you never see as an order. Give them a shop link, and scan the code with any staff phone.

See how it works for businesses

Good questions

Can I pay for something today?

No. DiaPay is in testing and takes no real payments. Join the list and we will tell you when it opens.

Is Uvera a bank or a licensed payment company?

No. Uvera builds the software. Under Kosovo's Law 10/L-026, payments must run through a licensed provider, so a licensed partner will take the money and pay the business. We will not open without one.

What will it cost me?

The plan is that you pay the price on the page, and the business pays the commission. Final terms depend on the partner and will be shown before you pay.

What if it is never used?

We remind you and them before it expires, and you can extend it. What happens to unused value after that is waiting on legal advice, and will be stated before you pay.

What can never be sold here?

Prescription medicines, cash equivalents, weapons, tobacco and adult goods.

Which countries can I pay from?

We are starting with buyers in Germany, Switzerland and Austria. Card support depends on the partner.

Be first to know

We write once, when it opens near you. Nothing else.

Where you live

We use this only to tell you when it opens. Ask us and we remove it. See the privacy notice.